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Certn API v 1.0
Certn API v 1.0
  • Certn API v 1.0
  • Getting Started
    • Create a demo account
      • Send your first request
      • Retrieve the results
  • Guides
    • Manage your team
    • Use the API
      • Use an authorization header
      • Use webhooks
      • Get the applicant's consent
    • Run a check
      • Address Reference Check
      • Australia Right To Work Check
      • Basic Disclosure And Barring Service Check
      • Basic Disclosure Scotland Check
      • Canadian Criminal Record Check
      • Credential Verification
      • Credit Check
      • Education Verification
      • Employment Verification
      • Employment Reference Check
      • Enhanced Identity Verification
      • International Criminal Record Check
      • Motor Vehicle Record Check / Driver's Abstract
      • Social Media Check
      • Softcheck
      • SOQUIJ
      • UK Right To Work Check
      • US Criminal Record Check
    • Understanding statuses and scores
  • API Reference
    • General
    • Human Resources
      • Available checks
    • Property Management
      • Available checks
    • Resources
      • Application parameters
        • Request flags
      • Error codes
      • Regional codes
      • Report field mappings
  • FAQ
  • Changelogs
  • Contact us
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On this page
  • Availability
  • Parameters
  • Report
  • Test data
  1. Guides
  2. Run a check

Credit Check

PreviousCredential VerificationNextEducation Verification

Last updated 12 months ago

Canadian Credit Report

This Equifax Credit Report includes information on an individual's credit activity and current credit situation. Reports may include tradelines, bankruptcies, public records, collection information, and a credit score. A credit report request for employment or tenancy purposes will appear as an inquiry on the individual’s credit file. Note that this type of inquiry will not impact the individual’s credit score.

US Equifax Report

A USA Credit Report includes information on an individual's credit activity and overall financial health. Reports may include tradelines, bankruptcies, public record and collection information, and a *credit score. A credit report request will appear as an inquiry on the individual’s credit file but will not impact the individual's credit score.

*Note: Credit scores do not appear on reports related to employment.

Availability

This check is available in Canada and the US

This check is available for a

Industry
Availability
Endpoints

Human Resources

Available on demand

Property Management

Available on demand

Industry
Availability
Endpoints

Human Resources

Available on demand

Property Management

Available on demand

This check isn't available by default. Contact our to enable it on your account.

Parameters

Request flag

Include this flag in the body of your request:

Invite parameters

To invite an applicant to complete a screen, include this parameter in the body of your request:

  • email

See all available Application parameters

Quickscreen parameters

To complete a quickscreen, include these parameters in the body of your request:

    • first_name

    • last_name

    • date_of_birth

    • sin_ssn (see note)

When running a quickscreen, we strongly recommend you include your applicant's Social Insurance Number or Social Security Number (sin_ssn). This will help ensure that your request is completed without delays.

Example request

{
    "request_equifax": true,
    "information": {
        "first_name": "Andrew",
        "last_name": "McLeod",
        "date_of_birth": "1970-06-28",
        "addresses": [{
                "address": "1006 Fort Street",
                "city": "Victoria",
                "province_state": "BC",
                "country": "CA",
                "postal_code": "V8V4F4",
                "current": true
            }
        ],
        "sin_ssn": "1234567890"
    },
    "position_or_property_location": {
        "address": "2680 Blanshard St Unit 3",
        "city": "Victoria",
        "province_state": "BC",
        "country": "CA",
        "postal_code": "V8T5E1",
        "location_type": "Position Location"
    }
}
{
    "request_equifax": true,
    "information": {
        "first_name": "Patricia",
        "last_name": "Eerat",
        "date_of_birth": "1970-06-28",
        "addresses": [{
                "address": "3601 West Belleview Avenue",
                "city": "Littleton",
                "county": "Arapahoe",
                "province_state": "CO",
                "country": "US",
                "postal_code": "80123",
                "current": true
            }
        ],
        "sin_ssn": "1234567890"
    },
    "position_or_property_location": {
        "address": "71 Post",
        "city": "Irvine",
        "county": "Orange",
        "province_state": "CA",
        "country": "US",
        "postal_code": "92618",
        "location_type": "Position Location"
    }
}

Report

Find errors in credit_file_metadatas, under equifax_result.

Test data

Clear

First name
Last name
Personal information
Address
Country

Andrew

McLeod

DOB: 1984-03-04 SIN: 321321321

1006 Fort Street Victoria BC CA V8V4F4

Canada

Patricia

Eerat

DOB: 1984-03-04 SIN: 321321321

3601 West Belleview Avenue

Littleton

Arapahoe CO US 80123

US

Review

First name
Last name
Personal information
Address
Country

Will

Nettke

DOB: 2000-01-01 SIN: 123123123

1006 Fort Street Victoria BC CA V8V4F4

Canada

Will

Nettke

DOB: 2000-01-01 SIN: 123123123

3601 West Belleview Avenue

Littleton

Arapahoe CO US 80123

US

(min 1 - Canada or US)

Make sure to obtain the from your applicant before running the quickscreen.

Report field:

Before running your first check, contact our to have them set up your demo account.

Send Credit Check requests with the following sets of data on our to retrieve our pre-filled reports. You can add a placeholder SIN/SSN and DOB.

proof of consent
support team
demo environment
🇨🇦
🇺🇸
✅
support team
request_equifax
✅
📩
✅
📩
✅
📩
✅
📩
quickscreen
information
addresses
position_or_property_location
equifax_result
Quickscreen
Invite
Quickscreen
Invite
Quickscreen
Invite
Quickscreen
Invite